Welcome to Education Personnel Federal Credit Union!

Your Financial Home.

We're glad you're here! As a member-owned, not-for-profit credit union, we're dedicated to helping you achieve your financial goals with lower rates and personalized service. Explore the difference of a credit union-where you're more than just a member, you're family.

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Affordable Auto Financing.

Exclusively for Vermilion County School employees and their immediate family members. Let us help you hit the road with confidence.

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Secure Checking Accounts

Manage your finances with ease using our checking accounts. Featuring no hidden fees and no minimum balance requirements, they offer flexible, secure access to your money whenever you need it.

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Keeping Your Mortgage Close to Home

Our mortgages are traditional loans with a personal touch. We never sell your mortgage-we keep it in house to provide consistent, local service. Whether you're buying your first home or refinancing, we're here to help you every step of the way.

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89 Years Serving Our Community
4 K+ Local Members Served
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Why Choose EPFCU?

A Credit union created for education employees.

Since 1937, EPFCU has been dedicated to serving the financial needs of the employees of Vermilion County schools and their families. Over the decades, we have built a reputation as a trustworthy, community focused institution that puts our members first. As a member-owned, not-for-profit credit union, we offer lower interest rates on loans and personalized service that larger financial institutions can't match. Choosing EPFCU means becoming part of a family that genuinely cares about your financial well-being and your future. Experience the difference of a financial partner that's committed to serving you, with the values and community spirit that have made us a trusted resource for generations.

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Featured Rates

Competitive rates that work in your favor.

Signature loan
Call For Current APR*

Fund your next step with a personal loan for life’s needs.
Mortgage
As low as 4.89% APR*

Make your move with financing for a place to call home.
Home Equity
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Put your home’s equity to work for renovations and more.
Share Secured
As Low As 6.89% APR*

Use your savings as collateral to borrow for what you need.

We Can Help You Get Home

Explore our home loans today.

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My experience with the Credit Union and how GAP worked went very smooth. It is the best $200 upfront cost that we financed into our car loan. Had never gotten GAP on any car till I financed my 2012 Chevy equinox. My wife hit a deer, and insurance totaled it out and the difference in what insurance paid and what we owed was I think $8000. Gap insurance paid the $8000 and paid off my loan without question. I will never finance a car without it again. The process with the claim which the Credit Union walked us thru it and it’s simple.

Brian D Griswell

Ready to take the next step?

Whether you want to open an account, apply for a loan, or ask a question, EPFCU is here to help you move forward with local support and member-first service.

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